Premium Insurance Caps
Premium Insurance Caps

Premium Insurance Caps

$19.96 to $31.96
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  • Supports optimum health
  • Boosts energy all day
  • Supports the defense system
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made in usa no added sugars
Benefits

Improve your health, and your quality of life and performance will follow. Regular use of Premium Insurance Caps—Hammer’s potent multivitamin and mineral complex—brings about accelerated athletic recovery, greater fatigue resistance, reduced rates of illness and infection, and a general experience of wellness.

Premium Insurance Caps is formulated with only highly absorbable nutrients, in optimal amounts, to powerfully fill in nutrient gaps that are prevalent in the modern diet. It is the ideal “start here” supplement for hard-training athletes, active people, or anyone seeking to protect their health and maximize their energy.

Premium Insurance Caps FAQs

Why do Premium Insurance Caps seem to have a bit of a fishy smell?

Unlike previous incarnations of Premium Insurance Caps, you may notice that the most updated formula has a strong, medicinal-like to an almost fish-like odor. So where exactly is that smell coming from?

Part of it is due to the B vitamins, which have a naturally strong, medicinal-like smell (open a bottle of a "stress formula" product, which is basically a combination of all of the B vitamins and some vitamin C, and you'll most likely notice a similar smell). Our manufacturer confirmed this while adding that one of the substances in the product, Betaine Hydrochloride (Betaine HCL), also has a naturally strong odor, one that can very much be described as "fish-like". Betaine HCL is included in the Premium Insurance Caps formula to aid in the absorption of protein and certain vitamins and minerals such as vitamin B12 and calcium. Again, the medicinal-to-fish-like smell that comes from this particular nutrient—as well as the B vitamins—is completely natural and normal.

 

Why is my urine bright yellow after taking Premium Insurance Caps?

The Vitamin B2 (riboflavin) in Premium Insurance Caps is the reason for the bright yellow color change in urine. Among its many functions, riboflavin helps co-enzymes break down carbohydrates, protein, and fats. As the flavins in riboflavin are utilized in the body to metabolize carbs, fats and protein they pass along flavin rings which have a neon yellow color. That’s why urine is a brighter yellow color after taking Premium Insurance Caps and especially after consuming carbs, protein, and fats, It is NOT "peeing out all your vitamins" or “creating expensive urine” as some would lead you to believe. When you see you urine turning yellow it just means that the flavins in riboflavin are doing their job in metabolizing carbs, protein, and fat. This effect from riboflavin is completely normal and harmless.

What would you recommend to help in the healing process of a bone fracture, and also to maintain bone strength going forward?

Here are the following supplements that will be really helpful in not only fully healing the bone, but to strengthen it more and more.

1) Premium Insurance Caps. Many nutrients contribute to bone health, and, of course, overall health. Vitamin C, vitamin D, vitamin B6, magnesium, calcium, selenium, zinc, and more play a bone-healing role. Suggested dose: 2 capsules 2-3 times daily.

2) Essential Mg. For too long, people have been under the impression that taking lots and lots of calcium was necessary to help with bone healing and also to help prevent osteoporosis. And while calcium is indeed an important nutrient, it's actually magnesium that is the most important... and for a slew of reasons in addition to bone health. It is so important, in fact, that we’ve included an article regarding magnesium's role in bone health...

Magnesium – Mightiest Mineral for Bone Health

By: Steve Born

In Endurance News #103, I wrote about an article that discussed the importance of magnesium in maintaining optimal bone health (Magnesium: The most important mineral for bone health). The bottom line was that while calcium, vitamin D, and a couple other nutrients certainly play a role in bone health, I believe that it is magnesium that is “driving the train.” A portion of the article states:

A strong case can be made for magnesium as the most important component for bone health instead, especially because magnesium is necessary for the proper utilization of vitamin D and calcium.

Dr. Susan Brown writes, “Since magnesium participates in an astonishing array of biochemical reactions, it’s no surprise that it’s essential for healthy bones. Most notably, adequate magnesium is essential for absorption and metabolism of calcium.”

More recent research appears to confirm this rationale. A study [1] conducted by researchers from the Universities of Bristol and Eastern Finland showed that higher serum levels of magnesium greatly decreased the risk of bone fractures.

The researchers followed nearly 2,250 middle-aged men over a 20-year period and found that the risk of having a bone fracture—particular a fracture of the hip—was decreased by an astounding 44% in men with higher blood levels of magnesium. Researchers also noted that the 22 men with the highest magnesium levels had no incidence at all with bone fractures over the entire 20-year period.

Lead researcher, Dr. Setor Kunutsor, states: "The findings do suggest that avoiding low serum concentrations of magnesium may be a promising though unproven strategy for risk prevention of fractures."

While magnesium arguably being the key mineral for bone health—including the very real potential for helping prevent fractures—may be news for some, magnesium expert, James South, wrote about it decades ago. In his hallmark article “Magnesium, The Key to Health and Life,” and referencing the work of Dr. Guy Abraham from the early 80’s, South writes:

"Magnesium stimulates release of the hormone calcitonin, which drives calcium into the bones where it belongs, and out of the soft tissues where it doesn't. A high-calcium, low-magnesium diet and cellular environment will thus tend to favor calcification of soft tissues as osteoporosis gradually develops. Abraham points out that Asian and African diets are low in calcium (300 to 500 milligrams daily), yet high in magnesium, and osteoporosis is not more common in Asia and Africa than in Europe and America, where daily calcium intakes from high-dairy diets are often 800 to 1,000 milligrams daily, combined with low magnesium."

Abraham notes, "When patients with severe osteoporosis were given massive doses of calcium they went into positive calcium balance, but radiographic studies revealed no change in the osteoporotic process. Where did that calcium go? Obviously into the soft tissues where it does not belong.” Abraham adds, “Magnesium has a calcium-sparing effect and decreases the need for calcium.” [2]

This exciting new research, along with previous studies, confirms the key role that magnesium plays in bone health.

As I’ve mentioned before, “Unfortunately, while magnesium is contained in a variety of foods, the overall degradation of our food supply has caused the average American intake to decline to amounts significantly below Optimum Daily Intake (ODI) levels. Therefore, to ensure you’re obtaining adequate amounts of magnesium, select foods that contain substantial levels of this vital mineral (seeds and nuts are good sources), and augment your intake with additional amounts of magnesium via supplementation.

Essential Mg contains five forms of highly bioavailable magnesium. From supporting optimal bone health to so much more, Essential Mg is an ideal way to ensure that you’re receiving optimal amounts of this all-important, health-benefiting mineral.

REFERENCES:
[1] Setor Kwadzo Kunutsor, Michael Richard Whitehouse, Ashley William Blom, Jari Antero Laukkanen. Low serum magnesium levels are associated with increased risk of fractures: a long-term prospective cohort study. European Journal of Epidemiology, 2017; DOI: 10.1007/s10654-017-0242-2
[2] Abraham G. The calcium controversy. J Appl Nutr 1982, 34:69-73.

Suggested Dose: 2 Essential Mg in the morning, 1 at lunchtime or early afternoon, and 1-2 at bedtime (at night, magnesium is very helpful for helping the muscles and nerves relax).

3) EnDuro D. There are far too many benefits of vitamins D3 and K2 to include here, so I’d encourage you to read the article New Product Alert - EnDuro D, as it provides more detailed information about this all-important product. Regarding bone health, the benefits from vitamin D3 supplementation are to support proper utilization of calcium to optimize bone density and overall bone health. Vitamin K2 works with vitamin D3 for supporting bone health by activating a protein called osteocalcin, which helps keep calcium out of the arteries while increasing the amount of calcium in the bones (teeth as well). Suggested Dose: 1 capsule is a sufficient amount on a daily basis. For bone repair, 1 capsule twice daily is suggested.

4) Boron. This trace mineral is extremely important for many aspects of health, and it is vitally important for maintaining and improving bone health because of the role it plays in assisting with the bone-building effects of calcium, magnesium, and vitamin D. Studies show that adequate intake of boron reduces the loss of calcium and magnesium excreted in the urine. That ensures that more of these two important minerals stay in the body. Suggested Dose: Exactly the same as EnDuro D.

5) Whey Protein. A lot of people don’t think about protein when it comes to bone health, but this bit should convince otherwise. Bone can be imagined as being somewhat like a sponge made of living protein upon which mineral crystals are embedded. By volume, roughly half of bone is comprised of protein. When a fracture occurs, the body is called upon to gather protein building blocks together to synthesize a new structural bone protein matrix. In addition, protein supplementation increases growth factors like insulin-like growth factor-1 (IGF-1), a polypeptide that exerts a positive effect on skeletal integrity, muscle strength, immune response, and bone renewal. Protein malnutrition or under-nutrition leads to a “rubbery” callus, compared to the rigid calluses of those with adequate or high protein intake. Numerous studies document the acceleration of fracture healing with even a modest 10- to 20-gram increase in protein intake. The benefits of supplemental protein are important to everyone and especially important to those with malnutrition or low baseline protein intake. In fact, among elderly hip fracture patients, poor protein status at the time of fracture predicts fracture outcome. Those with low protein status take longer to heal, and have more complications, including death.

Specific amino acids of special importance include lysine, arginine, proline, glycine, cystine, and glutamine. Lysine, for example, is known to enhance calcium absorption, increase the amount of calcium absorbed into the bone matrix, and aid in the regeneration of tissue.

Suggested Dose: 1 scoop of Hammer Whey protein mixed in water only at bedtime + an optional dose of ½ to 1 scoop mixed in water with added fruit (smoothie) during the day will prove to be highly beneficial for bones, muscles, and immune system.

6) Tissue Rejuvenator. While not directly related to bone health, the nutrients in Tissue Rejuvenator will provide potent benefits for alleviating soreness, aches, and swelling, while also helping strengthen all of the connective tissue surrounding the bones. Suggested Dose: 2 capsules twice daily is our suggestion.

7) LSA Caps. This product, as well as Premium Insurance Caps, contains this trace mineral. The roles selenium plays in bone health are complex, but it is believed that a portion of its importance comes via its antioxidant properties. As part of the glutathione peroxidase antioxidant enzyme, selenium helps neutralize reactive oxygen species (ROS) free radicals. Levels of selenium that are too low can lead to higher ROS levels, which is considered to be a primary culprit in the development of osteoporosis. Low levels of selenium at also associated with lower bone mineral density (BMD), which decreases bone strength and increases the risk of fractures and osteoporosis. Suggested Dose: 2-4 capsules of Premium Insurance Caps (57 - 86 mcg) and 4 capsules of LSA Caps (100 mcg) daily will supply you with an ideal amount of selenium.

How to Use

Take 1–7 capsules daily with food as follows:

1–2 Capsules Daily with Meal
Ideal for children, young adults, and even those with an excellent whole foods-based diet.

3–4 Capsules Daily with Meal
The most common dosage for adults training fewer than 8–10 hours per week.

7 Capsules Daily Split Between 2 Meals
Super high-potency for high-volume exercise well over 10 hours per week.

PRO TIPS

Due to its calcium, selenium, and biotin contents, this product qualifies as a “women’s, pre-/post-natal formula.”

Allow 2–3 hours between the use of Premium Insurance Caps and the start of exercise.

Store in refrigerator or cool, dark place.

 

5 Secrets of Success

How To Hammer

INGREDIENT BREAKDOWN

VITAMINS:

Vitamin A (as beta-carotene)

Vitamin B1 (thiamine)

Vitamin B2 (riboflavin)

Vitamin B3 (as niacinamide)

Vitamin B6 (as pyridoxine phosphate)

Vitamin B12 (as methylcobalamin)

Vitamin C (as calcium ascorbate)

Vitamin D3 (as cholecalciferol)

Vitamin E (as d-alpha-tocopherol)

Folate (as folacin)

Biotin (as d-biotin)

Pantothenic Acid (as d-calcium-pantothenate)

MINERALS:

Calcium (as AAC* and calcium ascorbate)

Iodine (as kelp)

Magnesium (as AAC*)

Zinc (as AAC*)

Selenium (as AAC*)

Copper (as AAC*)

Manganese (as AAC*)

Chromium (as Chromemate™)

Potassium (as AAC*)

Boron (as AAC*)

*AAC = Amino Acid Chelate

COMPLIMENTARY NUTRIENTS:

Bioperine™ – A trademarked standardized extract from the fruit of Piper nigrum (black pepper) or Piper longum (long pepper)

Pepsin – A proteolytic enzyme (helps breakdown protein)

Bromelain – An enzyme derived from pineapple

Papain – An enzyme derived from papaya

Phosphatidyl Serine – A phospholipid that contains both amino acids and fatty acids

PABA (para-amino benzoic acid) – A B-complex vitamin, also known as vitamin B10

Quercetin – A bioflavonoid found in onions, apples, leafy vegetables, and other food sources

Phosphatidyl Choline – A phospholipid bound to a choline particle

Inositol – A type of carbohydrate, also known as vitamin B8

Betaine HCL – A digestive enzyme containing betaine and hydrochloric acid

Citrus Bioflavonoids – Compounds found is citrus fruits

Proprietary Enzyme Blend (protease, amylase, glucoamylase, lipase, cellulase, phytase, maltase, and sucrose) – A blend of digestive enzymes

 

Nutritional Information
Premium Insurance Caps
210 Capsules Super High-Potency
Supplement Facts
Serving Size - 7 capsules
  Amount Per Serving % Daily Value*
Vitamin A (as beta-carotene) 1800mcg 200%
Vitamin C (as calcium ascorbate) 500mg 556%
Vitamin D (as cholecalciferol) 13mcg 65%
Vitamin E (as d-alpha tocopherol succinate) 269mg 1793%
Thiamin 100mg 8333%
Riboflavin 100mg 7692%
Niacin 100mg 625%
Vitamin B6 (as pyridoxine phosphate) 100mg 5882%
Folate (5-MTHF) 680mcg DFE (400mcg folic acid) 170%
Vitamin B12 (as methylcobalamin) 100mcg 4167%
Biotin (as d-biotin) 150mcg 500%
Pantothenic Acid (as d-calcium pantothenate) 100mg 1000%
Calcium (as AAC** and calcium ascorbate) 400mg 31%
Iodine (as kelp) 113mcg 75%
Magnesium (as AAC**) 200mg 48%
Zinc (as AAC**) 15mg 136%
Selenium (as AAC**) 100mcg 182%
Copper (as AAC**) 1mg 111%
Manganese (as AAC**) 7.5mg 326%
Chromium (as Chromemate™) 200mcg 571%
Potassium (as AAC**) 50mg 1%
Boron (as AAC**) 2.5mg
Bioperine™ (Piperine niger) 5mg
Pepsin 25mg
Bromelain 25mg
Papain 25mg
Phosphatidyl Serine 50mg
PABA (para-aminobenzoic acid) 100mg
Quercetin 350mg
Phosphatidyl Choline 100mg
Inositol 100mg
Betaine HCL 100mg
Citrus Bioflavonoids 500mg
Proprietary Enzyme Blend (protease, amylase, glucoamylase, lipase, cellulase, phytase, maltase, and sucrase) 25mg
* The Percent Daily Values are based on a 2,000 calorie diet. Your daily values may be higher or lower depending on your calorie needs.
† Daily Value not established.
** AAC = Amino Acid Chelate
Other Ingredients: Rice Bran (Oryza sativa), Vegetable Capsule (plant cellulose, water)

These statements have not been evaluated by the Food and Drug Administration. This product is not intended to diagnose, treat, cure or prevent any disease.
Premium Insurance Caps
120 Capsules Multivitamin
Supplement Facts
Serving Size - 4 capsules
  Amount Per Serving % Daily Value*
Vitamin A (as beta-carotene) 1029mcg 114%
Vitamin C (as Calcium Ascorbate) 240mg 267%
Vitamin D (as cholecalciferol) 7mcg 35%
Vitamin E (as d-alpha tocopherol succinate) 147mg 980%
Thiamin 43mg 3583%
Riboflavin 54mg 4154%
Niacin (as niacinamide) 54mg 338%
Vitamin B6 (as pyridoxal 5-phosphate) 51mg 3000%
Folate (as 5-MTHF) 366mcg 92%
Vitamin B12 (as methyl cobalamin) 55mg 2292%
Biotin 82mcg 273%
Pantothenic Acid (as d-calcium pantothenate) 49mg 980%
Choline (as phosphatidylcholine) 23mg 4%
Calcium (as AAC** and calcium ascorbate) 225mg 17%
Iodine (as kelp) 55mcg 37%
Magnesium (as AAC**) 110mg 26%
Zinc (as AAC**) 8mg 73%
Selenium (as AAC**) 48mcg 87%
Copper (as AAC**) 0.6mg 67%
Manganese (as AAC**) 4mg 174%
Chromium (as Chromemate™) 96mcg 274%
Boron (as AAC**) 1.5mg
Bioperine 2.9mg
Pepsin 14.3mg
Bromelain 14.3mg
Papain 14.3mg
Phosphatidyl Serine 28.6mg
PABA (para-aminobenzoic acid) 57.2mg
Quercetin 200mg
Inositol 57.2mg
Betaine HCL 57.2mg
Citrus Bioflavonoids 285.7mg
Proprietary Enzyme Blend 14.3mg
* The Percent Daily Values are based on a 2,000 calorie diet. Your daily values may be higher or lower depending on your calorie needs.
† Daily Value not established.
** AAC = Amino Acid Chelate
Other Ingredients: Rice Bran (Oryza sativa), Vegetable Capsule (plant cellulose, water)

These statements have not been evaluated by the Food and Drug Administration. This product is not intended to diagnose, treat, cure or prevent any disease.
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