Premium Insurance Caps
Premium Insurance Caps

Premium Insurance Caps

$24.95 to $39.95
282 reviews
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  • Supports optimum health
  • Boosts energy all day
  • Supports the defense system
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made in usa no added sugars

Improve your health, and your quality of life and performance will follow. Regular use of Premium Insurance Caps—Hammer’s potent multivitamin and mineral complex—brings about accelerated athletic recovery, greater fatigue resistance, reduced rates of illness and infection, and a general experience of wellness.

Premium Insurance Caps is formulated with only highly absorbable nutrients, in optimal amounts, to powerfully fill in nutrient gaps that are prevalent in the modern diet. It is the ideal “start here” supplement for hard-training athletes, active people, or anyone seeking to protect their health and maximize their energy.

Premium Insurance Caps FAQs

Why do Premium Insurance Caps seem to have a bit of a fishy smell?

Unlike previous incarnations of Premium Insurance Caps, you may notice that the most updated formula has a strong, medicinal-like to an almost fish-like odor. So where exactly is that smell coming from?

Part of it is due to the B vitamins, which have a naturally strong, medicinal-like smell (open a bottle of a "stress formula" product, which is basically a combination of all of the B vitamins and some vitamin C, and you'll most likely notice a similar smell). Our manufacturer confirmed this while adding that one of the substances in the product, Betaine Hydrochloride (Betaine HCL), also has a naturally strong odor, one that can very much be described as "fish-like". Betaine HCL is included in the Premium Insurance Caps formula to aid in the absorption of protein and certain vitamins and minerals such as vitamin B12 and calcium. Again, the medicinal-to-fish-like smell that comes from this particular nutrient—as well as the B vitamins—is completely natural and normal.


Why is my urine bright yellow after taking Premium Insurance Caps?

The Vitamin B2 (riboflavin) in Premium Insurance Caps is the reason for the bright yellow color change in urine. Among its many functions, riboflavin helps co-enzymes break down carbohydrates, protein, and fats. As the flavins in riboflavin are utilized in the body to metabolize carbs, fats and protein they pass along flavin rings which have a neon yellow color. That’s why urine is a brighter yellow color after taking Premium Insurance Caps and especially after consuming carbs, protein, and fats, It is NOT "peeing out all your vitamins" or “creating expensive urine” as some would lead you to believe. When you see you urine turning yellow it just means that the flavins in riboflavin are doing their job in metabolizing carbs, protein, and fat. This effect from riboflavin is completely normal and harmless.

How to Use

Take 1–7 capsules daily with food as follows:

1–2 Capsules Daily with Meal
Ideal for children, young adults, and even those with an excellent whole foods-based diet.

3–4 Capsules Daily with Meal
The most common dosage for adults training fewer than 8–10 hours per week.

7 Capsules Daily Split Between 2 Meals
Super high-potency for high-volume exercise well over 10 hours per week.


Due to its calcium, selenium, and biotin contents, this product qualifies as a “women’s, pre-/post-natal formula.”

Allow 2–3 hours between the use of Premium Insurance Caps and the start of exercise.

Store in refrigerator or cool, dark place.


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Vitamin A (as beta-carotene)

Vitamin B1 (thiamine)

Vitamin B2 (riboflavin)

Vitamin B3 (as niacinamide)

Vitamin B6 (as pyridoxine phosphate)

Vitamin B12 (as methylcobalamin)

Vitamin C (as calcium ascorbate)

Vitamin D3 (as cholecalciferol)

Vitamin E (as d-alpha-tocopherol)

Folate (as folacin)

Biotin (as d-biotin)

Pantothenic Acid (as d-calcium-pantothenate)


Calcium (as AAC* and calcium ascorbate)

Iodine (as kelp)

Magnesium (as AAC*)

Zinc (as AAC*)

Selenium (as AAC*)

Copper (as AAC*)

Manganese (as AAC*)

Chromium (as Chromemate™)

Potassium (as AAC*)

Boron (as AAC*)

*AAC = Amino Acid Chelate


Bioperine™ – A trademarked standardized extract from the fruit of Piper nigrum (black pepper) or Piper longum (long pepper)

Pepsin – A proteolytic enzyme (helps breakdown protein)

Bromelain – An enzyme derived from pineapple

Papain – An enzyme derived from papaya

Phosphatidyl Serine – A phospholipid that contains both amino acids and fatty acids

PABA (para-amino benzoic acid) – A B-complex vitamin, also known as vitamin B10

Quercetin – A bioflavonoid found in onions, apples, leafy vegetables, and other food sources

Phosphatidyl Choline – A phospholipid bound to a choline particle

Inositol – A type of carbohydrate, also known as vitamin B8

Betaine HCL – A digestive enzyme containing betaine and hydrochloric acid

Citrus Bioflavonoids – Compounds found is citrus fruits

Proprietary Enzyme Blend (protease, amylase, glucoamylase, lipase, cellulase, phytase, maltase, and sucrose) – A blend of digestive enzymes


Nutritional Information
Premium Insurance Caps
210 Capsules Super High-Potency
Supplement Facts
Serving Size - 7 capsules
  Amount Per Serving % Daily Value*
Vitamin A (as beta-carotene) 1800mcg 200%
Vitamin C (as calcium ascorbate) 500mg 556%
Vitamin D (as cholecalciferol) 13mcg 65%
Vitamin E (as d-alpha tocopherol succinate) 269mg 1793%
Thiamin 100mg 8333%
Riboflavin 100mg 7692%
Niacin 100mg 625%
Vitamin B6 (as pyridoxine phosphate) 100mg 5882%
Folate (5-MTHF) 680mcg DFE (400mcg folic acid) 170%
Vitamin B12 (as methylcobalamin) 100mcg 4167%
Biotin (as d-biotin) 150mcg 500%
Pantothenic Acid (as d-calcium pantothenate) 100mg 1000%
Calcium (as AAC* and calcium ascorbate) 400mg 31%
Iodine (as kelp) 113mcg 75%
Magnesium (as AAC*) 200mg 48%
Zinc (as AAC*) 15mg 136%
Selenium (as AAC*) 100mcg 182%
Copper (as AAC*) 1mg 111%
Manganese (as AAC*) 7.5mg 326%
Chromium (as Chromemate™)** 200mcg 571%
Potassium (as AAC*) 50mg 1%
Boron (as AAC*) 2.5mg
Bioperine™ (Piperine niger) 5mg
Pepsin 25mg
Bromelain 25mg
Papain 25mg
Phosphatidyl Serine 50mg
PABA (para-aminobenzoic acid) 100mg
Quercetin 350mg
Phosphatidyl Choline 100mg
Inositol 100mg
Betaine HCL 100mg
Citrus Bioflavonoids 500mg
Proprietary Enzyme Blend (protease, amylase, glucoamylase, lipase, cellulase, phytase, maltase, and sucrase) 25mg
* - AAC = Amino Acid Chelate
† Daily Value not established.
Other Ingredients: Rice Bran (Oryza sativa), Vegetable Capsule (plant cellulose, water)

These statements have not been evaluated by the Food and Drug Administration. This product is not intended to diagnose, treat, cure or prevent any disease.
Premium Insurance Caps
120 Capsules Multivitamin
Supplement Facts
Serving Size - 4 capsules
  Amount Per Serving % Daily Value*
Vitamin A (as beta-carotene) 1029mcg 114%
Vitamin C (as Calcium Ascorbate) 240mg 267%
Vitamin D (as cholecalciferol) 7mcg 35%
Vitamin E (as d-alpha tocopherol succinate) 147mg 980%
Thiamin 43mg 3583%
Riboflavin 54mg 4154%
Niacin (as niacinamide) 54mg 338%
Vitamin B6 (as pyridoxal 5-phosphate) 51mg 3000%
Folate (as 5-MTHF) 366mcg 92%
Vitamin B12 (as methyl cobalamin) 55mg 2292%
Biotin 82mcg 273%
Pantothenic Acid (as d-calcium pantothenate) 49mg 980%
Choline (as phosphatidylcholine) 23mg 4%
Calcium (as AAC* and calcium ascorbate) 225mg 17%
Iodine (as kelp) 55mcg 37%
Magnesium (as AAC*) 110mg 26%
Zinc (as AAC*) 8mg 73%
Selenium (as AAC*) 48mcg 87%
Copper (as AAC*) 0.6mg 67%
Manganese (as AAC*) 4mg 174%
Chromium (as Chromemate™)** 96mcg 274%
Boron (as AAC*) 1.5mg
Bioperine 2.9mg
Pepsin 14.3mg
Bromelain 14.3mg
Papain 14.3mg
Phosphatidyl Serine 28.6mg
PABA (para-aminobenzoic acid) 57.2mg
Quercetin 200mg
Inositol 57.2mg
Betaine HCL 57.2mg
Citrus Bioflavonoids 285.7mg
Proprietary Enzyme Blend 14.3mg
* - AAC = Amino Acid Chelate
† Daily Value not established.
Other Ingredients: Rice Bran (Oryza sativa), Vegetable Capsule (plant cellulose, water)

These statements have not been evaluated by the Food and Drug Administration. This product is not intended to diagnose, treat, cure or prevent any disease.
Customer Reviews
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Filter Reviews:
United States United States

Good multi

I do 175-200 mi a week and these are a good Multi

George R.
United States United States


Since using all the Hammer products, my body seems to be working more efficiently and I seem to be less injured. My fitness is improving and internally i have never felt better.

Kelly B.
United States United States

Part of my daily routine

Great product - part of my overall care plan for Raceday prep as well as hard training

Constantine K.
United States United States

Part of the lineup

I take prescription medication for a long standing heart ailment as well as for blood pressure and cholesterol. Premium insurance caps are in my view just as vital to my overall health and wellness as are the prescription medications In 2022 I trained for and successfully participated in 4 spring duathlons and a number of Hammer products were a big part of that effort I take endurolytes Racecaps Enduromega and broad spectrum CBD All of which contribute to my wellness and my ability to compete in multi sport events at 56 years of age Hammer is a private US based company with a great record

Hammer Nutrition Premium Insurance Caps ReviewHammer Nutrition Premium Insurance Caps Review

Hammer Nutrition

Hello CK, Thank you for your multi product review, support and encouragement! Glad we could be at the races with you. BDF


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